Tangany GmbH

Tangany GmbH stands as one of Europe's pioneering institutional digital asset custody providers, operating from Munich as a BaFin-regulated fintech company that has achieved exceptional regulatory recognition by securing one of the first comprehensive crypto custody licenses in Germany. Founded in 2018 by experienced entrepreneurs with deep expertise in blockchain technology and financial services, the company has established itself as a trusted white-label infrastructure partner for major European financial institutions, enabling seamless integration of digital asset custody capabilities through sophisticated API-driven solutions.

Learn More About Platform Ratings →

Note on fees: Tangany operates a B2B institutional model where pricing structures are customized based on client requirements, assets under custody, integration complexity, and service levels. The white-label nature of their offering means costs are typically structured around API usage, custody volumes, and additional services rather than standardized retail fee schedules.

The company's strategic positioning as one of only three BaFin-authorized crypto custody providers in Germany has enabled remarkable growth, with assets under custody expanding dramatically from hundreds of millions to over three billion euros while serving more than sixty institutional clients including prominent names such as eToro, Bitvavo, FlatexDEGIRO, and Finanzen.net ZERO. This institutional focus, combined with comprehensive MiCA preparation and deep European regulatory expertise, positions Tangany advantageously as traditional financial institutions seek compliant pathways to offer digital asset services to their customers.

Company History & Development

Tangany GmbH emerged during the early maturation phase of European blockchain regulation, when forward-thinking entrepreneurs recognized the opportunity to build institutional-grade custody infrastructure that could bridge the gap between traditional financial services and emerging digital asset markets. The founding team brought extensive experience from both technology and financial sectors, understanding that sustainable growth in cryptocurrency services would require robust regulatory compliance rather than attempting to operate in legal gray areas.

The company's development trajectory reflects strategic patience and regulatory foresight, with early investments in comprehensive compliance infrastructure and BaFin engagement that proved decisive when German authorities began evaluating crypto custody license applications. Rather than rushing to market with minimal regulatory preparation, Tangany dedicated significant resources to understanding and exceeding German financial supervisory requirements, creating operational frameworks that would satisfy institutional due diligence standards.

October 2021 marked a pivotal achievement when Tangany received its crypto custody license from BaFin, establishing the company as only the third regulated service provider for digital asset custody in Germany. This regulatory milestone validated years of preparation and positioned Tangany among the most credible European custody providers at a time when regulatory clarity was becoming essential for institutional adoption.

The company's growth acceleration became evident through its funding milestones, beginning with a seven million euro seed round led by Nauta Capital in 2022. This initial capital enabled strategic expansion of the technical team and the development of comprehensive white-label solutions that could serve multiple institutional client types through flexible API integrations. The funding also supported the establishment of key partnerships with major European financial institutions seeking regulated custody capabilities.

Recent developments reached a significant crescendo in September 2025 when Tangany closed a ten million euro Series A funding round led by prestigious financial institutions including Baader Bank, Elevator Ventures (the venture capital arm of Raiffeisen Bank International), and Heliad Crypto Partners. This institutional-led funding round demonstrated exceptional confidence in Tangany's regulatory position and technical capabilities, with established European financial institutions becoming shareholders rather than simply customers.

The preparation for MiCA compliance represents another strategic dimension of Tangany's development, positioning the company among the first wave of European custody providers ready to leverage the harmonized regulatory framework across all EU member states. This regulatory preparation enables expansion opportunities while maintaining the operational excellence and compliance standards that institutional clients require.

Business Model & Core Services

Tangany GmbH operates a sophisticated B2B infrastructure model that generates revenue through customized custody and technology services rather than standardized consumer offerings, reflecting the company's focus on enabling other financial institutions to offer digital asset services to their end customers. The core value proposition centers on providing complete white-label custody infrastructure that eliminates the complexity, cost, and regulatory burden of developing internal digital asset capabilities.

The primary service offering revolves around the Tangany Custody Suite, a comprehensive Wallet-as-a-Service solution that combines institutional-grade security through Hardware Security Module and Multi-Party Computation technology with flexible API access enabling real-time transaction execution around the clock. This technical architecture supports over two hundred fifty cryptocurrencies covering ninety-eight percent of market volume, alongside tokenized securities and NFTs, providing clients with comprehensive asset coverage through unified infrastructure.

Revenue generation follows sophisticated institutional service models with custom pricing structures reflecting asset volumes under custody, integration complexity, technical support requirements, and additional services such as KYC automation and compliance reporting. Rather than charging standardized fees, Tangany works with each client to develop pricing frameworks that align with their business models and service delivery requirements, creating sustainable partnerships rather than transactional relationships.

The white-label approach enables partner institutions to maintain their brand identity while leveraging Tangany's regulated infrastructure, custody expertise, and technical capabilities. This model proves particularly valuable for traditional financial institutions seeking to offer cryptocurrency services without developing internal blockchain expertise or navigating complex regulatory requirements independently.

Additional service components include comprehensive compliance infrastructure through automated KYC data management, regulatory reporting capabilities, and integration with existing banking systems. The company's off-chain transaction capabilities enable cost optimization through virtual ledger management that reduces on-chain transaction fees while maintaining security and audit trail requirements.

Regulatory Compliance & Trust

Tangany GmbH has positioned regulatory excellence as its fundamental competitive advantage, achieving one of the most comprehensive compliance profiles in the European digital asset custody sector through its BaFin authorization under Section 1 (1a) Sentence 2 No. 6 of the German Banking Act. This regulatory framework subjects Tangany to stringent operational requirements including capital adequacy standards, governance structures, risk management procedures, and consumer protection mechanisms that exceed those typically applied to unregulated cryptocurrency service providers.

The company's regulatory journey demonstrates exceptional foresight, with early engagement with BaFin and systematic development of compliance frameworks well before crypto custody licensing became mandatory. This proactive approach enabled Tangany to secure authorization as one of only three approved providers in Germany, creating significant first-mover advantages and establishing credibility with institutional clients prioritizing regulatory certainty.

Beyond German authorization, Tangany has positioned itself strategically for MiCA compliance, preparing operational procedures and governance structures to meet European Union requirements for crypto asset service providers. This preparation enables the company to leverage passporting rights across all EU member states once MiCA implementation is complete, providing unified market access under harmonized regulatory frameworks.

The regulatory framework encompasses comprehensive operational oversight including regular supervisory reviews, mandatory reporting requirements, and adherence to banking-level standards for customer asset protection. These requirements provide institutional clients with legal protections and recourse mechanisms comparable to traditional financial services, addressing primary concerns that prevent mainstream institutional adoption.

Tangany's commitment to regulatory transparency extends beyond minimum requirements through comprehensive disclosure of operational procedures, governance frameworks, and risk management practices. This transparency approach builds institutional confidence while demonstrating the company's commitment to sustainable operations within established legal frameworks rather than attempting to exploit regulatory ambiguities.

Economics & Value Proposition

Tangany GmbH delivers compelling economic value to institutional clients through its comprehensive white-label custody infrastructure that eliminates the substantial costs, timeline constraints, and regulatory complexities associated with developing internal digital asset capabilities. The company's value proposition centers on enabling rapid market entry for traditional financial institutions while maintaining institutional-grade security and compliance standards.

The cost advantages prove particularly significant when compared to internal development alternatives, with Tangany's established infrastructure reportedly enabling cost savings of up to ninety-five percent compared to custom development approaches. This economic efficiency stems from shared infrastructure costs, established regulatory frameworks, and technical expertise that would require substantial investment to replicate internally.

For institutional clients, Tangany eliminates the operational complexity of managing multiple blockchain integrations, security protocols, compliance procedures, and regulatory reporting requirements. This operational simplification enables partner institutions to focus on customer relationships and service delivery rather than technical infrastructure management, creating sustainable competitive advantages in rapidly evolving markets.

The revenue model aligns Tangany's success with client growth through custody-based fees and technical service charges that scale with client business development. This alignment creates incentives for ongoing support and service enhancement while providing predictable cost structures that enable effective business planning and investment decision-making.

The regulatory value proposition proves particularly compelling in the post-MiCA environment, where compliance requirements create significant barriers to entry for new market participants. Tangany's established regulatory standing and comprehensive compliance infrastructure provide immediate market access that would otherwise require extensive preparation and substantial regulatory investment.

Technology & User Experience

Tangany GmbH has developed its technology infrastructure around institutional requirements for security, reliability, and integration flexibility, prioritizing sophisticated backend capabilities over consumer-facing interfaces that reflect the company's B2B positioning and white-label service delivery model. The platform architecture emphasizes scalability, security, and seamless integration with existing financial services infrastructure.

The custody technology foundation utilizes cutting-edge Hardware Security Module and Multi-Party Computation implementations that ensure institutional-grade asset protection while maintaining operational efficiency for high-volume transaction processing. This security architecture eliminates single points of failure while providing the performance characteristics necessary for real-time trading and treasury management applications.

API infrastructure represents a core technical differentiator, providing comprehensive REST and webhook capabilities that enable seamless integration with existing customer systems, trading platforms, and operational workflows. The API design emphasizes developer experience through extensive documentation, code examples, and sandbox environments that accelerate integration timelines and reduce technical implementation complexity.

The platform supports sophisticated wallet architectures including both omnibus and segregated custody models, enabling partner institutions to choose operational structures that align with their business models, regulatory requirements, and customer service approaches. This flexibility proves essential for serving diverse client types from traditional banks to cryptocurrency-native platforms.

Integration capabilities extend beyond basic custody functions to encompass comprehensive compliance tooling including automated KYC processes, transaction monitoring, and regulatory reporting that integrate seamlessly with partner institution systems. These capabilities reduce operational overhead while ensuring consistent compliance standards across all client implementations.

Customer support operates through dedicated technical account management and specialized implementation assistance that reflects the institutional nature of Tangany's client relationships. The support model emphasizes proactive guidance and strategic consultation rather than reactive problem resolution, enabling effective long-term partnership development.

Security & Risk Management

Tangany GmbH implements comprehensive security measures that address both traditional financial services risks and cryptocurrency-specific operational challenges through multi-layered protection systems designed to institutional standards. The company's security framework operates under BaFin oversight, ensuring systematic risk management practices that align with German banking sector requirements.

The technical security architecture employs Hardware Security Module technology and Multi-Party Computation schemes that distribute cryptographic key management across multiple secure environments, eliminating single points of failure while maintaining operational accessibility for legitimate transactions. This approach provides institutional-grade protection while supporting the real-time transaction processing requirements of active trading operations.

Operational security extends beyond technical measures to encompass comprehensive access controls, segregation of duties, background screening for personnel, and regular security audits by independent third-party firms. These measures address human factors and operational risks that purely technical solutions cannot mitigate, providing holistic protection aligned with institutional expectations.

Asset segregation follows German banking regulations with customer assets maintained separately from operational funds and protected through established consumer protection mechanisms. This regulatory framework provides legal protections comparable to traditional banking services while maintaining the operational flexibility necessary for digital asset management.

Insurance coverage through partnerships with leading global reinsurance providers protects against theft, fraud, and hacking attacks, providing additional security layers that complement technical and operational measures. While specific coverage details remain confidential for security purposes, the insurance framework addresses both technical risks and operational contingencies.

Business continuity planning includes comprehensive disaster recovery procedures, redundant system architectures, and established protocols for maintaining service delivery during adverse conditions. The regulated operational framework provides established escalation procedures and recovery mechanisms that ensure continuity of service even during significant operational disruptions.

Market Position & Suitability

Tangany GmbH occupies a unique position in the European digital asset infrastructure landscape by combining pioneering regulatory compliance with sophisticated technical capabilities that address fundamental challenges facing traditional financial institutions seeking to offer cryptocurrency services.

Traditional Banks and Financial Institutions represent Tangany's primary target market, benefiting from comprehensive regulatory compliance that enables cryptocurrency service offerings without developing internal blockchain expertise or navigating complex regulatory requirements independently. The white-label approach allows these institutions to maintain brand identity while accessing institutional-grade custody infrastructure and technical capabilities.

Cryptocurrency Exchanges and Trading Platforms find significant value in Tangany's regulated custody infrastructure that provides European market credibility and operational compliance without restricting technical flexibility or business model innovation. The comprehensive API capabilities and scalable architecture support diverse operational requirements from retail-focused platforms to institutional trading venues.

Fintech Companies and Digital Asset Platforms leverage Tangany's infrastructure to accelerate market entry while maintaining regulatory compliance and institutional-grade security standards. The customizable service model accommodates diverse business approaches while providing the operational foundation necessary for sustainable growth in regulated markets.

Asset Managers and Investment Firms benefit from Tangany's institutional focus and comprehensive compliance framework that enables fiduciary-responsible digital asset investment without compromising established operational procedures or regulatory standing. The segregated custody model and comprehensive reporting capabilities align with institutional investment management requirements.

Corporate Treasuries and Family Offices seeking regulated digital asset exposure find Tangany's institutional positioning and comprehensive security framework suitable for significant asset allocations while maintaining the operational transparency and regulatory compliance expected by sophisticated investors and fiduciaries.

The platform's limitations include its B2B focus that excludes direct retail services, requiring partner relationships for consumer market access, and concentration on European regulatory frameworks that may limit global expansion opportunities compared to more internationally diversified competitors.

Conclusion

Tangany GmbH represents a significant evolution in European digital asset infrastructure, successfully bridging the gap between traditional financial services and blockchain innovation through comprehensive regulatory compliance and sophisticated technical capabilities. The company's achievement as one of Germany's first BaFin-authorized custody providers demonstrates exceptional regulatory foresight while its recent institutional funding round validates the strategic value of regulatory-first infrastructure development.

The platform's key strengths include pioneering regulatory compliance that provides legal certainty for institutional partners, comprehensive white-label infrastructure that eliminates development complexity and costs, established relationships with major European financial institutions that demonstrate market credibility, and sophisticated technical architecture that supports diverse operational requirements while maintaining institutional-grade security. The company's focus on B2B infrastructure enables scalable growth while maintaining the specialized expertise necessary for institutional service delivery.

Areas for continued development include expanding geographic reach through MiCA compliance to serve broader European markets, developing additional technical capabilities that address evolving institutional requirements such as DeFi integration and advanced tokenization services, and building educational resources that support partner institution staff training and customer education initiatives. The company's regulatory focus may occasionally limit innovation speed compared to less regulated competitors but provides sustainable competitive advantages in institutional markets.

For traditional financial institutions seeking regulated digital asset capabilities, cryptocurrency platforms requiring European regulatory compliance, and sophisticated investors prioritizing institutional-grade custody infrastructure, Tangany offers compelling advantages over both unregulated alternatives and international competitors lacking European regulatory authorization. The combination of regulatory certainty, technical sophistication, and institutional focus makes it particularly suitable for established financial institutions prioritizing compliance and operational excellence.

The company's strategic positioning for continued success appears robust, with comprehensive regulatory compliance providing defensive advantages while sophisticated technical capabilities enable expansion into new service areas and market segments. As European digital asset regulation continues maturing under MiCA frameworks, Tangany's early compliance leadership and technical innovation position it advantageously for sustained growth and market leadership in the regulated European digital asset infrastructure sector.

Last updated: September 4, 2025